What a 0.5% rate difference costs
Compare up to three rates on one loan and see the monthly payment and total interest gap.
Compare rates →Featured mortgage rates
| Product | Rate | Monthly payment |
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Illustrative average rates for a single reference date — not real-time quotes. Actual offers vary by lender, credit, and market. Last updated: 2026-10-15.
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Calculators and quick-reference tables to help you understand what rates mean for your budget.
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Test extra payments on a loan and how much interest they remove over the remaining term.
Early payoff →What a savings rate earns
Project compound growth from a starting balance, monthly contributions, and the deposit rate.
Compound interest →How these rates work
The mortgage rates on this page are illustrative averages, gathered as a single reference snapshot, not live quotes from any lender. They are meant to help you compare products and understand scale — for example, how a 15-year fixed rate sits below a 30-year fixed, or how US and Australian mortgages differ from UK and Canadian ones. Your actual rate depends on your credit, down payment, loan type, and the day you lock it in.
Use the table above to see how each rate translates into a monthly payment on your loan amount. For a full breakdown — including total interest and the balance remaining at key checkpoints — open the loan calculator, or put two rates side by side with the rate comparison tool.